GET THE RING INSURED ASAP
We cannot stress this enough. If you wear your engagement ring every day (which you most likely do) then damage is bound to happen. Some examples are worn out prongs, a bent ring, even a chipped diamond. Insurance usually covers repairs and loss or theft, so it’s a good idea to call your insurance company and put it on a separate rider. Don’t pay the extra insurance the jewelry store may provide. You’re wasting your time and money. Your insurance company will already cover everything that they do, so don’t buy two insurance policies when you don’t need it.
DIAMONDS ARE NOT INVINCIBLE
Many people think that diamonds can’t be broken, it’s not just you! Although diamonds are the hardest substance found on Earth and are virtually impossible to scratch; they can chip or crack if hit in just the right place. Usually the chips or cracks occur along the girdle of the diamond, which is the widest point on the diamond. If you suspect that your diamond is damaged bring it to a jeweler so they can inspect the diamond. Your insurance may cover purchasing a new diamond or getting your diamond re-cut, if possible.
KNOW WHEN TO TAKE YOUR RING OFF
We suggest you do your best not to have to call your insurance company and that means knowing when to take your ring off. Any strenuous activity that involves the use of your hands, like weight lifting or gardening is a no-no with your ring on. Definitely take it off before you go in anything with chlorine, like a pool or hot-tub. Chlorine eats away at the alloys in gold and that can cause big problems. Make sure when you take your ring off it’s in a safe place where you’ll be able to find it when you’re done. Ring holders are inexpensive and can be a great addition to your home décor.